RMDs done right
The simple way to calculate, track, and stay on top of your required minimum distributions.
Connect accounts from 12,000+ institutions via Plaid
Built for the way you actually deal with RMDs
Taking your own RMDs
Multiple IRAs. Different brokerages. The same calculation every year. SimpleRMD pulls it together—accurate numbers, one dashboard, deadline reminders so you never scramble in December.
Inherited an IRA
The 10-year rule is confusing. The penalties are steep. SimpleRMD calculates what you owe, tracks your deadlines across accounts, and gives you a clear path forward—even when the rules aren't clear.
Everything you need to stay on track
Accurate Calculations
Uses the same IRS life expectancy tables your CPA uses. Updated for 2026.
Multi-Account Dashboard
All your IRAs in one place—Fidelity, Schwab, Vanguard, wherever they are. One view, every account.
Smart Reminders
Get notified before deadlines hit. No spam, no newsletters—just the reminder you need.
CPA-Ready Reports
Export a professional PDF your tax professional can use. One click, every year.
Live Bank Sync
Connects directly to your accounts via Plaid and pulls your balances automatically—no manual entry.
Read-Only Sharing
Share account-level access with your family or accountants. Help everyone stay on track.
Ready to calculate your RMD?
Free to use. No signup required. See your numbers in under two minutes.
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