Disclaimer

SimpleRMD provides information and automation tools to help you track and calculate Required Minimum Distributions (RMDs) from Individual Retirement Accounts (IRAs). This service does not constitute tax, legal, financial, or investment advice.

The information provided by SimpleRMD is for informational purposes only and should not be relied upon as a substitute for professional tax, legal, or financial advice.

While we strive to provide accurate calculations and information, we do not guarantee the correctness, completeness, or timeliness of any calculations, data, or information provided through SimpleRMD.

RMD calculations can be complex and depend on many factors, including but not limited to:

• The date of the account owner's death
• The relationship between the beneficiary and decedent
• Whether the decedent reached their Required Beginning Date (RBD)
• Whether the beneficiary is an Eligible Designated Beneficiary (EDB)
• Trust structures and see-through trust qualifications
• Successor beneficiary situations
• Changes in tax law

SimpleRMD may not account for all possible scenarios, edge cases, or recent changes in tax law. Always verify calculations with your IRA custodian.

You are solely responsible for ensuring compliance with all applicable Internal Revenue Service (IRS) rules and regulations regarding Required Minimum Distributions.

You agree to verify all calculations with your IRA custodian and/or a qualified tax professional (such as a Certified Public Accountant, Enrolled Agent, or tax attorney) before taking any distributions.

SimpleRMD is not responsible for any penalties, taxes, interest, or other consequences resulting from:

• Incorrect calculations or missing distributions
• Failure to take RMDs on time
• Taking incorrect distribution amounts
• Any other actions or inactions based on information provided by SimpleRMD

For questions about your specific situation, RMD deadlines, tax implications, legal requirements, or investment decisions, please consult with:

• Your IRA custodian or financial institution
• A qualified tax professional (CPA, Enrolled Agent, or tax attorney)
• An estate planning attorney
• A financial advisor

SimpleRMD cannot and does not provide personalized tax or legal advice tailored to your specific circumstances.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SIMPLERMD, ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, TAX PENALTIES, INTEREST, OR OTHER FINANCIAL LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF SIMPLERMD.